L. A. Teran, G. L. N. Melo, I. M. M. da Silva, R. B. de Salles, T. Águila da Rocha, and M. P. Mota, “A Set of Professional Tools to Support the Design and Evaluation of Real-Time Payment Systems and Emergent Users”, JIS, vol. 15, no. 1, pp. 790–809, Aug. 2024.